What We Do
When we evaluated our monthly costs, the very first to go on the slicing block was our AT&T Bundle invoice.
The second thing we done was to opt for budget, supermarket brand cat food - and got this in bulk for an extra discount
Evaluate Electric Bills
Use one of the comparison sites out there to see the best deal you can get on top of switching your lights off!
Extras for occasions - or not
Using sites that give you tips on saving for those life events are great, but some still want you to get premium things, so instead buy just what you need, like our favourite community site for wedding bargains specifically.
Money Saving Tips That Truly Work - How We Conserved $300 a Month
Would you want to save over $300.00 a month? As a money saving consumer advocate this is a concern our family checks out regularly as we go over our Monthly Family Budget. We recently fulfilled for a brainstorming session to see how we could shave and save more money monthly. Our suggestions can work for your family too. Schedule a time to talk with your spouse about money and divide up the cash saving objectives.
How were we able to save $300.00 every month?
When we evaluated our monthly costs, the very first to go on the slicing block was our AT&T Bundle invoice. Maybe yours is DirecTV, cable television or pay television by another name.
We were spending $9.99 each month each for premium channel like Cinemax and HBO. We enjoy viewing movies but the truth was that we simply weren't able to enjoy these movies at the times that they were on as well as DVR'ing them didn't assist we could not discover the time to sit and view all we would like. Dropping the premium channels conserved us $20.00 each month.
Saving Money Tip # 2: Drop Unused Entertainment Expenses
We feel that we are already frugal in the home entertainment area taking advantage of Entertainment book and complimentary events. With promo codes, promotions and totally free event, much of our home entertainment winds up being totally free or low expense. Still we were back to month-to-month movie expenses once again. Using Blockbuster Online cost $15.99 a month plus we had to lease a minimum of four movies monthly to get free movies in store. Since we hadn't made the most of a totally free movie in over 6 weeks, we saw that this was an expenditure that we might quickly cut. We weren't getting the value for our money. Instead we sign up in store for Block Buster movie benefits and now we can get buy one get one free 3 days a week and only pay when we use the service.
Saving Money Tip # 3: Look at Your Phone Bills
Next we examined our cellular phone expenses with Verizon. Since our home phone package consists of endless long distance, we saw that we were not using our total of minutes. We called our cell phone carrier, Verizon, and asked for discount ideas including business and school discounts for our child who's in college. By altering our strategy to Friends and Family and lowering the minutes we minimized our interactions costs by about 15 % for a cost savings of $37.00 monthly.
Our regular monthly cost savings now totaled $72.99.
Bear in mind that these first 3 money saving pointers just took a one-time phone call. We called once however we save money on a monthly basis. This does not even factor in the gas money for going out to get lunch. With some reusable containers and leftovers, our household is saving money, saving gas and going eco-friendly too, not to point out that the stuffed lunch is healthier. By packing 20 work day lunches a month, our household's cumulative regular monthly cost savings is up to $192.99. Clipping discount coupons is wise but it's also an art. Coupons will not save you money or time unless you follow these coupon clipping rules.
A. Simple - Don't cut it if you do use it... what is the point in having the money, but no enjoyment! You still have to live a littl!
B. Don't buy anything just because you have a voucher.
C. Make the most of promo codes by stocking up when grocery products are on sale.
D. If we were an academy all about learning about money, our starting point would be to use the best resource available and one of these is from the telegraph - with top savings rates at the the highest voted banks.
We recently saved $45.00 off of our grocery costs with vouchers. Generally we've discovered that we can save around $110.00 monthly utilizing promo codes. Where do I find the very best discount coupons? In addition to Sunday circular promo codes, I use Coupons.com, Smart Source and Red Plum.
Using these money saving tips plus clipping coupons, now our family saves an overall of $302.00 monthly.
How do we get these money saving suggestions accomplished? At your budget conference, divvy up the cash saving chores and give each other 24 hours and inspect back in. Remember that while 2 of these tips, packing lunches and clipping promo codes takes an ongoing commitment, over $70.00 a month was conserved with just three calls. What could your family finish with an extra $300.00 a month? Pay off debt? Save for college? A vacation? These real money saving suggestions worked for our household and we really hope that you will use will use these money saving suggestions to assist your family start saving money this month too.